Prudent financial management is a biblical principle, with Scripture encouraging believers to plan and prioritize their resources wisely. In Luke, Jesus teaches the importance of counting the cost before embarking on a project, emphasizing the need for careful consideration and planning. The book of Proverbs offers guidance on budgeting, warning against debt and encouraging generosity, as seen in passages such as Proverbs 3:9 and Proverbs 22:7. Additionally, Proverbs 15:22 and Proverbs 27:23 highlight the value of seeking advice and being diligent in managing one's finances, demonstrating the Bible's emphasis on responsible stewardship of God's provision.
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Which of you, wishing to build a tower, does not first sit down and count the cost to see if he has the resources to complete it? Otherwise, if he lays the foundation and is unable to finish the work, everyone who sees it will ridicule him, saying, ‘This man could not finish what he started to build.’
But seek first the kingdom of God and His righteousness, and all these things will be added unto you.
Walk in the manner of the ant, O slacker; observe its ways and become wise. Without a commander, without an overseer or ruler, it prepares its provisions in summer; it gathers its food at harvest.
Precious treasures and oil are in the dwelling of the wise, but a foolish man consumes them.
Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.
Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also.
Instruct those who are rich in the present age not to be conceited and not to put their hope in the uncertainty of wealth, but in God, who richly provides all things for us to enjoy. Instruct them to do good, to be rich in good works, and to be generous and ready to share, treasuring up for themselves a firm foundation for the future, so that they may take hold of that which is truly life.
Do not wear yourself out to get rich; be wise enough to restrain yourself. When you glance at wealth, it disappears, for it makes wings for itself and flies like an eagle to the sky.
Do not love the world or anything in the world. If anyone loves the world, the love of the Father is not in him. For all that is in the world—the desires of the flesh, the desires of the eyes, and the pride of life—is not from the Father but from the world. The world is passing away, along with its desires; but whoever does the will of God remains forever.
For the love of money is the root of all kinds of evil. By craving it, some have wandered away from the faith and pierced themselves with many sorrows.
Be sure to know the state of your flocks, and pay close attention to your herds; for riches are not forever, nor does a crown endure to every generation. When hay is removed and new growth appears and the grain from the hills is gathered, the lambs will provide you with clothing, and the goats with the price of a field. You will have plenty of goats’ milk to feed you— food for your household and nourishment for your maidservants.
On the first day of every week, each of you should set aside a portion of his income, saving it up, so that when I come no collections will be needed.